Residential Real Estate Attorneys in Chicago, Illinois

Ciardelli, Cummings & Campagna LLC is your trusted residential real estate law partner serving Chicago, Illinois, and the greater Chicagoland area. Led by experienced attorneys who understand the local market, we are here to offer personalized and reliable legal advice. Whether you’re buying your first home or selling a property, our team will make the process as smooth as possible for you.  

Why Seek Legal Help for Residential Real Estate?

The world of residential real estate can be complicated. Whether you're a buyer or a seller, working with a knowledgeable attorney can make all the difference. The experienced residential real estate attorneys at Ciardelli, Cummings & Campagna LLC can help you make informed decisions.

From reviewing contracts to handling closings, we strive to ensure that your interests are protected every step of the way. 

Buying a Home

Buying a home is one of the most significant investments you'll make in your lifetime. We help you understand the terms of your purchase agreement, review inspection reports, and handle any issues that may arise during the transaction. We aim to make the buying process as stress-free as possible so you can focus on finding the perfect home. 

Selling a Home

Selling your home involves a lot more than just finding a buyer. Our experienced attorneys assist with preparing the sales contract, negotiating terms, and managing the closing process. We work diligently to ensure that your sale goes smoothly and that all legal requirements are met. 

Key Services We Offer

At Ciardelli, Cummings & Campagna LLC, we offer a comprehensive range of residential real estate services, including: 

• Contract review and drafting: We meticulously review and draft contracts to protect your interests, so all terms are transparent and fair. 

• Title examination: Our team conducts thorough title examinations to identify potential issues affecting your ownership rights. 

• Negotiations: Whether you're buying or selling, we handle negotiations with the other party to achieve the best possible outcome for you. 

• Closings: We manage the closing process, coordinating with all parties to ensure a seamless transaction. 

• Dispute resolution: If any disputes arise during your real estate transaction, we represent your interests and resolve the issue efficiently. 

• Property tax consultation: We offer advice on property taxes, helping you understand your obligations and explore options for tax relief, ensuring that you are not overburdened with unexpected financial responsibilities. 

• Homeowner Association (HOA) issues: Our attorneys assist in handling legal issues that may arise with homeowner associations, including disputes over rules, fees, or property use, to safeguard your rights as a property owner.

Understanding Illinois Real Estate Laws

Illinois has specific laws and regulations that govern residential real estate transactions. Here are some key points to be aware of: 

• Disclosure requirements: Sellers in Illinois must disclose certain information about the property's condition. This includes any known defects or issues that could affect the value or safety of the home. 

• Attorney review period: In most Illinois residential real estate transactions, an attorney review period is five business days. During this time, either party can cancel the contract based on their attorney's recommendations. 

• Property taxes: Illinois has some of the highest property taxes in the nation. Understanding how property taxes will affect your transaction is crucial, and our attorneys can provide guidance on what to expect. 

• Condominium laws: If you're buying or selling a condominium, there are additional laws and regulations to consider. These include assessment fees, association rules, and more. 

• Zoning laws: Illinois municipalities have specific zoning regulations that dictate how properties can be used. Understanding these regulations is essential, especially if you plan to modify or develop your property.  

• Financing requirements: Illinois has its own set of rules regarding real estate financing, including disclosure obligations from lenders and specific requirements for documenting income and assets. Familiarity with these regulations can help you avoid financing pitfalls during your real estate transaction. 

• Easements and encumbrances: You must be aware of any easements or encumbrances that might affect your property. These can include rights of way for utilities or restrictions on land use, which could influence your plans as a homeowner.  

Our team stays up to date with all Illinois real estate laws to provide you with accurate and relevant advice. 

Legal Support

At Ciardelli, Cummings & Campagna LLC, we view our clients as family. Our approach is rooted in personalized service, so you speak directly with an attorney, not just an associate or paralegal when you reach out. We maintain open lines of communication throughout your case. 

Our dedication to hard work is evident at every stage of the process. We understand the importance of your real estate transaction and take great care to prepare thoroughly and pay close attention to every detail.